SumUp
Simple card readers and pay-as-you-go pricing for market stalls, mobile sellers and micro-businesses.
Best when you need simple pay-as-you-go card readers or payment links. Relevant product areas include Card readers, Payment links, Online payments, Invoices.
SumUp's strongest coverage areas here are online checkout, payment links, in-person terminals.
What it supports
A quick feature view so SumUp can be compared with other providers on the same terms.
- Online checkout Yes
- Online/payment-link pricing is included.
- Payment links Yes
- Payment links are part of the offering.
- In-person terminals Yes
- Card reader pricing is included.
- POS / commerce tools Partial
- Simple POS/card-reader fit rather than complex commerce features.
- Subscriptions Partial
- Optional plans may change fees, not in default model.
- Developer APIs Unclear
- Not a primary Praghas comparison point.
- Business account Partial
- Merchant payout/account features may apply; banking is not estimated.
- Quote required Partial
- Pay-as-you-go rates are included; paid plans/custom rates may differ.
| Feature | Status | Notes |
|---|---|---|
| Online checkout | Yes | Online/payment-link pricing is included. |
| Payment links | Yes | Payment links are part of the offering. |
| In-person terminals | Yes | Card reader pricing is included. |
| POS / commerce tools | Partial | Simple POS/card-reader fit rather than complex commerce features. |
| Subscriptions | Partial | Optional plans may change fees, not in default model. |
| Developer APIs | Unclear | Not a primary Praghas comparison point. |
| Business account | Partial | Merchant payout/account features may apply; banking is not estimated. |
| Quote required | Partial | Pay-as-you-go rates are included; paid plans/custom rates may differ. |
Source notes
Official source publishes the same standard percentage for in-person and online payments.
Praghas assumes the pay-as-you-go plan.
Hardware and paid plan choices still affect real cost.
When it makes sense
Use these as prompts before checking the official source and running your own numbers.
Good fit when
- Best when you need simple pay-as-you-go card readers or payment links.
- Useful channels: Card readers, Payment links, Online payments, Invoices.
- Online checkout: Online/payment-link pricing is included.
- Payment links: Payment links are part of the offering.
Be careful if
- Praghas assumes SumUp's public pay-as-you-go pricing. Paid plans, subscriptions and hardware are not included.
- Praghas assumes the pay-as-you-go plan.
- Hardware and paid plan choices still affect real cost.
Fees used in Praghas
These are the public rates used for this provider. Confirm current pricing directly before deciding.
- Model status
- Public standard pricing
- Modelled channels
- Online + In-person
- Monthly/platform fee
- €0.00
- Minimum monthly processing
- None included
- VAT treatment
- No provider VAT-on-fees adjustment included
Online payments
- Domestic / EEA consumer cards
- 1.69% + €0.00
- UK cards
- 1.69% + €0.00
- Non-EEA / international cards
- 1.69% + €0.00
- Commercial cards
- 1.69% + €0.00
In-person payments
- Domestic / EEA consumer cards
- 1.69% + €0.00
- UK cards
- 1.69% + €0.00
- Non-EEA / international cards
- 1.69% + €0.00
- Commercial cards
- 1.69% + €0.00
Assumptions and exclusions
- Pay-as-you-go fixed monthly costs are €0; SumUp's optional monthly plan is not included in the default estimate.
- Pay-as-you-go pricing assumed — paid plans and tailored pricing may lower fees.
- Hardware costs are not included.
- Public pricing states the same standard fee for Online and In-Person payments.
Source
SumUp
Public standard pricing used in Praghas. Confirm current rates with the provider before deciding.