Stripevs
Revolut Business·IrelandStripe vs Revolut Business fees in Ireland
A side-by-side look at Stripe and Revolut Business public card-processing rates for Irish businesses, with a sample €10,000/month scenario.
- Saving at €10,000/mo
- €41/mo
- Stripe
- €217/mo
- Revolut Business
- €176/mo
Revolut Business is lower in this example · ≈ €492 a year
2.17% effective rate
1.76% effective rate
Stripe and Revolut Business are two of the most common choices for Irish businesses taking card payments online. Both publish simple percentage-plus-fixed pricing, but the real cost depends on your volume, average sale value and card mix.
Stripe is strongest when you need APIs, subscriptions or marketplace payments. Revolut Business is more appealing if your banking is already there and most customers use domestic consumer cards.
Quick answer
Use this as a starting point before checking the fee table.
Stripe is usually the safer infrastructure choice when checkout control, subscriptions or platform features matter. Revolut Business is worth testing when you already bank with Revolut and most cards are domestic consumer cards.
Choose Stripe if
you want payment infrastructure that can support custom checkout, subscriptions, marketplaces or a developer-led product roadmap.
Choose Revolut Business if
you already operate from Revolut Business and want payment acceptance close to your business account workflow.
What this guide compares
Use this to rule providers in or out before checking the details that matter to your business.
- Included
- Public card-processing fees, supported features and common Irish small-business use cases.
- Not included
- Negotiated rates, hardware purchases, chargebacks, refunds, currency conversion, optional software plans and provider-specific add-ons unless explicitly stated.
Main fee differences
These are the assumptions most likely to move the estimate.
What changes the fee gap
- Revolut separates domestic consumer cards from commercial and international cards, so card mix can move the estimate quickly.
- Stripe has a fixed fee per online transaction, so average sale value matters for smaller baskets.
- In-person comparison depends on whether you are comparing Stripe Terminal against Revolut Reader or Tap to Pay.
Watch out for
- Revolut's EEA treatment in Praghas is mapped to the Irish domestic consumer-card line, so confirm non-Irish EEA treatment directly.
- Stripe custom pricing, currency conversion, disputes and extra product fees are outside the standard estimate.
- Banking fit should not override checkout fit if your site or platform already depends on Stripe integrations.
Feature comparison
Capability coverage from the Praghas provider directory.
- Online checkout
- StripeYesRevolut BusinessYes
- Payment links
- StripePartialRevolut BusinessYes
- In-person terminals
- StripeYesRevolut BusinessYes
- POS / commerce tools
- StripePartialRevolut BusinessPartial
- Subscriptions
- StripeYesRevolut BusinessUnclear
- Developer APIs
- StripeYesRevolut BusinessPartial
- Business account
- StripeNoRevolut BusinessYes
| Feature | Stripe | Revolut Business |
|---|---|---|
| Online checkout | Yes | Yes |
| Payment links | Partial | Yes |
| In-person terminals | Yes | Yes |
| POS / commerce tools | Partial | Partial |
| Subscriptions | Yes | Unclear |
| Developer APIs | Yes | Partial |
| Business account | No | Yes |
Example fee comparison
Based on €10,000.00/month, €50.00 average sale, default online payment mix. Run your own numbers for an accurate comparison.
€176.00/mo
1.76% effective rate
Baseline
vs lowest
Annual €2,112.00
| Provider | Monthly | Annual | Rate | vs lowest | |
|---|---|---|---|---|---|
| €176.00 | €2,112.00 | 1.76% | Baseline | Visit provider | |
| €217.00 | €2,604.00 | 2.17% | +€41.00/mo+€492/yr | Visit provider |
The table sorts the two providers by estimated monthly fee for this sample scenario only. It is not a quality ranking or recommendation.
When each is a fit
Use these notes as decision prompts before running your own numbers.
Consider Stripe if
- You need a strong API, subscriptions or marketplace features
- Your developers or platform already integrate Stripe
- International checkout features matter more than the lowest card line
Consider Revolut Business if
- You already use Revolut Business for banking
- Most of your customers pay with EEA-issued cards
- You want banking and payments in one dashboard
The verdict
On standard EEA card volume the headline rates are close, so the deciding factors are usually integrations and whether you already bank with Revolut. Run your real numbers below because card mix, channel mix and average sale value can change the estimated fee gap.
Read the provider notes
Each provider page lists the rates, assumptions and exclusions used by Praghas.
Frequently asked questions
No. Revolut can be competitive on EEA cards, but Stripe's checkout control and international handling may matter more depending on your business. The calculator shows the cost difference for your specific inputs.
Both offer in-person options (Stripe Terminal and the Revolut Reader). Adjust the Online and In-Person percentages in the calculator to compare a blended setup.
Sources
- Stripe pricing
Stripe
- Revolut Business pricing
Revolut Business
Figures are estimates based on public standard pricing and may be out of date. Confirm current rates with each provider before deciding.