Stripevs
Mollie·IrelandStripe vs Mollie fees in Ireland
A side-by-side look at Stripe and Mollie public card-processing rates for Irish businesses, with a sample €10,000/month scenario.
- Saving at €10,000/mo
- €40/mo
- Stripe
- €217/mo
- Mollie
- €257/mo
Stripe is lower in this example · ≈ €483 a year
2.17% effective rate
2.57% effective rate
Stripe and Mollie are both strong online payment providers for Irish businesses. Stripe is usually chosen for API depth, subscriptions, marketplaces and custom checkout work. Mollie is often considered by merchants who want a European checkout provider with card payments and other local payment methods available through one platform.
This comparison covers card payments only. Mollie supports non-card payment methods too, but those need to be checked separately on Mollie's pricing page rather than folded into a card-fee estimate.
Quick answer
Use this as a starting point before checking the fee table.
Stripe is the broader infrastructure choice. Mollie is worth comparing when you want a European checkout provider and may need local payment methods alongside card payments.
Choose Stripe if
you need API depth, subscriptions, marketplace payments or a payments stack that can support a more complex product.
Choose Mollie if
you want card payments plus access to a wider European payment-method set through one checkout provider.
What this guide compares
Use this to rule providers in or out before checking the details that matter to your business.
- Included
- Public card-processing fees, supported features and common Irish small-business use cases.
- Not included
- Negotiated rates, hardware purchases, chargebacks, refunds, currency conversion, optional software plans and provider-specific add-ons unless explicitly stated.
Main fee differences
These are the assumptions most likely to move the estimate.
What changes the fee gap
- Praghas compares card payments only; Mollie's non-card payment methods have separate pricing.
- Commercial and non-EEA card share matters because Mollie publishes different card lines by region/type.
- Stripe may become more compelling when you need additional infrastructure beyond a straightforward checkout.
Watch out for
- Do not treat this as a comparison of every Mollie payment method; it is a card-fee comparison.
- Mollie terminal pricing exists but is not included in this online-focused guide.
- Stripe product fees beyond standard card processing are not included.
Feature comparison
Capability coverage from the Praghas provider directory.
- Online checkout
- StripeYesMollieYes
- Payment links
- StripePartialMollieYes
- In-person terminals
- StripeYesMolliePartial
- POS / commerce tools
- StripePartialMolliePartial
- Subscriptions
- StripeYesMolliePartial
- Developer APIs
- StripeYesMollieYes
- Business account
- StripeNoMollieNo
| Feature | Stripe | Mollie |
|---|---|---|
| Online checkout | Yes | Yes |
| Payment links | Partial | Yes |
| In-person terminals | Yes | Partial |
| POS / commerce tools | Partial | Partial |
| Subscriptions | Yes | Partial |
| Developer APIs | Yes | Yes |
| Business account | No | No |
Example fee comparison
Based on €10,000.00/month, €50.00 average sale, default online payment mix. Run your own numbers for an accurate comparison.
| Provider | Monthly | Annual | Rate | vs lowest | |
|---|---|---|---|---|---|
| €217.00 | €2,604.00 | 2.17% | Baseline | Visit provider | |
| €257.25 | €3,087.00 | 2.57% | +€40.25/mo+€483/yr | Visit provider |
The table sorts the two providers by estimated monthly fee for this sample scenario only. It is not a quality ranking or recommendation.
When each is a fit
Use these notes as decision prompts before running your own numbers.
Consider Stripe if
- You need developer-first payments, subscriptions or marketplace features
- Your checkout or platform already depends on Stripe integrations
- You want one provider for online payments and Stripe Terminal later
Consider Mollie if
- You want a European checkout provider with multiple payment methods
- You mainly need online card acceptance and payment links
- You want pay-per-transaction pricing without a monthly platform fee
The verdict
For card payments alone, the result depends on card mix and average sale value. Stripe is usually the broader infrastructure choice; Mollie is worth checking when European payment methods matter alongside cards. Use the calculator for card fees, then check non-card methods separately.
Read the provider notes
Each provider page lists the rates, assumptions and exclusions used by Praghas.
Frequently asked questions
No. This guide compares card-processing fees. Mollie supports other payment methods with separate pricing, so those should be checked directly before deciding.
Stripe has stronger subscription and billing features in the Praghas provider notes. Mollie may still fit straightforward checkout needs, but recurring billing requirements should be checked against your exact setup.
Sources
- Stripe pricing
Stripe
- Mollie pricing
Mollie
Figures are estimates based on public standard pricing and may be out of date. Confirm current rates with each provider before deciding.