Stripe
Developer-friendly payments with strong API tooling, subscriptions and marketplace support.
Best when you need online card payments, hosted checkout, subscriptions or marketplace payments. Relevant product areas include Online checkout, Developer APIs, Subscriptions, In-person via Terminal.
Stripe's strongest coverage areas here are online checkout, in-person terminals, subscriptions.
What it supports
A quick feature view so Stripe can be compared with other providers on the same terms.
- Online checkout Yes
- Hosted checkout and online card payments.
- Payment links Partial
- Available through Stripe payment products, not priced separately here.
- In-person terminals Yes
- Stripe Terminal rates are included.
- POS / commerce tools Partial
- Terminal and integrations rather than a full POS suite.
- Subscriptions Yes
- Strong subscription and billing features.
- Developer APIs Yes
- API-first payment platform.
- Business account No
- Payment platform, not a business current account.
- Quote required Partial
- Public standard rates are included; custom pricing may apply.
| Feature | Status | Notes |
|---|---|---|
| Online checkout | Yes | Hosted checkout and online card payments. |
| Payment links | Partial | Available through Stripe payment products, not priced separately here. |
| In-person terminals | Yes | Stripe Terminal rates are included. |
| POS / commerce tools | Partial | Terminal and integrations rather than a full POS suite. |
| Subscriptions | Yes | Strong subscription and billing features. |
| Developer APIs | Yes | API-first payment platform. |
| Business account | No | Payment platform, not a business current account. |
| Quote required | Partial | Public standard rates are included; custom pricing may apply. |
Source notes
Official source publishes standard EEA, UK, international and premium EEA card lines.
Praghas excludes currency conversion, chargeback and additional product fees.
Custom pricing may be available for higher-volume or more complex businesses.
When it makes sense
Use these as prompts before checking the official source and running your own numbers.
Good fit when
- Best when you need online card payments, hosted checkout, subscriptions or marketplace payments.
- Useful channels: Online checkout, Developer APIs, Subscriptions, In-person via Terminal.
- Online checkout: Hosted checkout and online card payments.
- In-person terminals: Stripe Terminal rates are included.
Be careful if
- Uses Stripe's public standard Irish card pricing. Extra product, currency conversion and dispute fees are not included.
- Praghas excludes currency conversion, chargeback and additional product fees.
- Custom pricing may be available for higher-volume or more complex businesses.
Fees used in Praghas
These are the public rates used for this provider. Confirm current pricing directly before deciding.
- Model status
- Public standard pricing
- Modelled channels
- Online + In-person
- Monthly/platform fee
- €0.00
- Minimum monthly processing
- None included
- VAT treatment
- No provider VAT-on-fees adjustment included
Online payments
- Domestic / EEA consumer cards
- 1.50% + €0.25
- UK cards
- 2.50% + €0.25
- Non-EEA / international cards
- 3.25% + €0.25
- Commercial cards
- 1.90% + €0.25
In-person payments
- Domestic / EEA consumer cards
- 1.40% + €0.10
- UK cards
- 2.90% + €0.10
- Non-EEA / international cards
- 2.90% + €0.10
- Commercial cards
- 1.90% + €0.10
Assumptions and exclusions
- Stripe standard payments pricing has no setup fees or monthly fees.
- Public standard pricing only — custom pricing may be available for higher-volume merchants.
- Currency conversion, chargeback and additional product fees are not included.
- Online commercial-card rates use Stripe's premium EEA card line as a proxy.
- In-person rates use Stripe Terminal pricing (1.4% EEA, 2.9% UK and non-EEA); the in-person commercial-card line is an estimate.
Compare Stripe with other providers
Side-by-side fee guides that feature Stripe.
Stripe vs Revolut BusinessOnline payment platforms compared on public card pricing, integrations and business fit.
Stripe vs SquareOnline-first payment infrastructure compared with simple point-of-sale pricing.
Stripe vs PayPalProcessing cost compared with a familiar checkout option customers recognise.
Stripe vs MollieOnline checkout providers compared on card-fee assumptions, payment-method coverage and developer fit.
Shopify Payments vs StripeBuilt-in Shopify payments compared with standalone payment infrastructure for Irish online stores.
SumUp vs StripeFlat-rate card readers compared with online-first payment infrastructure and developer tools.Stripe fees: common questions
Common questions, answered from the same public pricing Praghas uses.
What are Stripe's card processing fees in Ireland?
Stripe's standard online rate is 1.5% + €0.25 for EEA consumer cards, 2.5% + €0.25 for UK cards and 3.25% + €0.25 for international cards. In-person payments via Stripe Terminal are 1.4% for EEA cards. Standard pricing has no setup or monthly fees.
Does Stripe charge a monthly fee in Ireland?
No. Stripe's standard pricing is pay-as-you-go with no setup or monthly fees. Custom pricing may be available for higher-volume businesses.
Is Stripe cheaper than PayPal or Revolut in Ireland?
It depends on your card mix and channel. Stripe is strong for online and developer-led businesses, but Revolut or PayPal can win for some profiles. Run your monthly volume through the Praghas calculator to compare them on the same numbers.
What Stripe fees does Praghas not include?
Currency conversion, chargeback and additional product fees are excluded, so your real cost can be higher if you take a lot of international cards or use extra Stripe products.
Source
Stripe
Public standard pricing used in Praghas. Confirm current rates with the provider before deciding.